LIFE INSURANCE

ARE YOU TAKING THE LEAD IN YOUR LIFE?

We may like to think ' it will never happen to me... ', but we do die, sometimes prematurely, leaving family and loved ones behind.
What plans have YOU made to ensure your family can survive without you?

WHAT IS LIFE COVER?

Life Cover can provide a tax-free lump sum payment when you die and is essential for those with family, business or other financial commitments. It can create financial security for those left behind.

GOOD REASONS TO HAVE LIFE COVER

• MORTGAGE REPAYMENT
  If the unexpected happens, there will be more resources to help pay off your home loan, and safeguard your family’s future.
• DAY – TO – DAY LIVING EXPENSES
  Those everyday bills might not seem too much of a burden, but they can really add up. Would your family be able to cover living expenses without you?
• RAISING CHILDREN
  The cost of raising a family is significant. Life Cover can help ensure that your kids have the schooling and upbringing you would want for them, if you weren’t around.
• PROTECT RETIREMENT SAVINGS
  In the event of death, there is a lump sum available, which means the nest egg planned for you, your partner and family is not put in jeopardy.
• FUNERAL EXPENSES
  Your family will be safeguarded from the significant cost of a funeral and related expenses.

Talking to an A I S member is recommended in determining selection of insurance amounts and structure of the premium.

If effecting insurance payable on death, enhancements for disablement or trauma can be added.

* The cost of life cover becomes relatively expensive in older age.We look at your future needs and help level the curve to avoid such increases.